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The post How to Flip Money appeared first on Millennial Money.
Flipping money is real, and it’s not a scam, most of the time. You can flip money to make more of it, and with practice, you might use multiple methods to increase your earnings.
Of course, there are scams like anything, so research before starting anything new to ensure it’s the real deal.
Flipping money sounds fishy or even illegal, but it’s perfectly legal and a helpful way to make money. There are many ways to flip money; it depends on what you enjoy and are comfortable trying.
Some money-flipping methods take no effort, and others take a lot, so how much time you have matters too.
In short, money flipping means investing or buying something for the short term and flipping it to make a profit. There isn’t one specific way to do it, and you have many options.
I’ve found the top 11 ways to flip money that don’t require much effort and are something most people can do. Each method requires specific requirements, which I describe below, so you can easily determine which works best for you.
Many money apps pay a sign-up bonus. In short, they pay you to sign up for the app and deposit money or make purchases, depending on the type of app you choose.
The key to earning bonuses with any app is to read the fine print. They all advertise their great bonuses, but the requirements are in tiny print that you might miss if you don’t look carefully.
Some apps pay a bonus for nothing, but if you’re flipping money, expect to spend some money to make more.
The Albert app is a digital finance app that helps users save, invest, and budget money. Albert uses an algorithm to help you create a budget, set up automatic savings, and create a portfolio with as little as $1 invested.
Albert may help you uncover hidden savings, learn how much you can afford to transfer to your savings account each month, and take more chances investing.
Albert isn’t a bank, but FDIC-insured banks back them, and the app uses bank-level security, so your information is secure, as are your funds.
What I love about Albert is there aren’t any minimum balances required and no fees unless you sign up for a Genius subscription. In addition, the Genius subscription offers access to financial professionals, and you can earn cash back on your purchases with the Albert debit card.
Albert also offers the option to get a $250 cash advance between paydays if you need more for the month. This only works if you have direct deposit set up, and like most cash advances, I recommend only using it in true emergencies.
Albert pays a direct deposit bonus for members who meet the following:
That’s all it takes, and you’ll receive your bonus. The amount changes, but it’s usually between $150 to $250.
Swagbucks is a get-paid-to site. Members join to complete tasks such as watching videos, playing games, or answering surveys. These tasks don’t require you to pay anything, so it’s not true money flipping; instead, you’re making money in your free time.
Money flipping occurs when you shop online, in-store, or accept paid offers on the app.
You pay for an item or an offer and then earn points from Swagbucks that you can redeem for gift cards to stores or PayPal.
Swagbucks also pays a $10 sign-up bonus. To earn it, you must make at least a $25 purchase when you first sign up for the app. After that, it usually takes a month for them to credit the purchase, and you’ll earn your $10 bonus.
The most common way to flip money is to invest. Your goal is to buy for a low price and sell for a higher price.
With investment apps, you don’t have to use an in-person (expensive) broker. Instead, hundreds of online brokers offer discount prices, making it easy for anyone to invest, even beginners or people with only spare change to invest.
It’s important only to invest what you’re comfortable risking and to ensure you understand what you’re investing in.
If you’ve never invested before, an app for beginners that sets up a portfolio based on your risk tolerance, goals, and timelines usually works best. But, if you have experience, the sky’s the limit with investing apps that help you flip money.
My favorite investment apps are Public and Acorns.
Public is an app for anyone who wants to try investing in a little bit of everything. They offer investments in:
Public isn’t just an investment platform, though. They invest heavily in educational opportunities for investors to help you understand the market and your portfolios. They don’t help you just flip money; they help you understand the how and the why behind it so you can keep making profitable investment decisions.
A perk I love the most is that Public doesn’t use payment order flow. In other words, they don’t sell your orders to make more money. Instead, they make the trades themselves when you order them. This way, you know you’re executing the trade at the best price possible.
Of course, there’s no guarantee you’ll flip money with an app like Public. While they help you diversify your portfolio and invest in things you may not otherwise invest in, such as art, there’s never a guarantee the investment will be profitable.
Acorns is a great investment app for beginners. They’re known as the ‘spare change’ app because you can invest and grow your spare change.
You might wonder why you’d bother investing a little change, but every penny counts. Acorns makes it easy for your spare change to add up because they offer the opportunity to round up each purchase made with a linked debit card.
If you round up to the nearest dollar for every purchase, chances are you’ll have more than a few dollars to invest each month.
You can also set up recurring deposits to regularly contribute to your investment account to make it grow further.
Acorns builds diversified portfolios that include ETFs managed by some top investment firms. You’ll also have access to a retirement account, banking, and bonus investments earned by shopping with your Acorns debit card.
Acorns promotes compound earnings, making it easy for anyone to invest, even if it’s only spare change.
Real estate investing can be another great way to flip money. Like investing in stocks, bonds, ETFs, or commodities, there’s always a risk of loss, but real estate is often a great way to diversify your risk.
There are many options to invest in real estate, either directly or through a fund. If you invest directly, you own the real estate and are responsible for it. You must also have the capital to pay for it (or finance it).
The traditional way to invest in real estate is to buy-and-hold. With this method, you’re a landlord and have tenants. Unfortunately, it’s the most complicated way to flip money as a real estate investor because you’re ‘on call’ 24/7 as the landlord. It’s also your responsibility to maintain the home, find tenants, and manage them. It’s a big job.
If you’re looking for something less intense, consider the many other great ways to flip money with real estate investments.
Flipping properties means you buy an undervalued property, fix it and sell it for a profit. The key is finding properties you can buy for less than they’re worth and fixing them up, leaving room for profits when you sell them.
Flipping properties can take a lot of work, especially if you DIY the renovations. But, if you have the capital to hire contractors to do the work, you’re the money behind the job but don’t have to do most of the work yourself.
There are many ways to find properties to flip, including the following:
Before flipping properties, it’s important to crowdsource your resources, such as contractors, appraisers, and real estate agents.
You can make money by flipping land if you don’t want the hassle of renovating properties. It’s not as exciting as flipping houses because you don’t have that ‘wow factor’ when the house is complete, but it can be a lucrative way to flip money.
This method works best for those familiar with an area or great at hunting down deals. Land is a finite resource, so when you can snag it, you may be able to turn it for a nice profit. The kicker is you might have to sit on the property for a while.
How long it takes to flip land depends on where it is and how it’s zoned. For example, suppose you can find infill land or land in between developed areas. In that case, you can often sell it for a nice profit when the existing owners want to expand or another business owner sees a way to capitalize on the land.
REITs help anyone invest in real estate without owning it yourself. Real estate investment trusts are investments in a real estate company. As the investor, you buy shares of the REIT who might own multiple commercial properties, such as shopping malls, medical offices, hotels, or apartments.
The real estate company owns and manages the properties. All you have to do is invest your money. REITs pay shareholders up to 90% of their profits, including monthly dividends from rental or interest income. When the real estate company sells the properties, you’ll also earn prorated capital gains.
REITs are longer-term investments, so always know what you’re getting into, but they can be a great way for everyday investors to invest in commercial properties.
Flipping money by shopping is a fun way to earn a profit. So if you love shopping and finding deals, retail arbitrage can be a great way to do it.
Retail arbitrage is a fancy name for finding products for less than their value and selling them for more. You’ve likely seen this hundreds of times on eBay or even Craigslist.
If you’re a great bargain hunter, it’s an easy way to flip money. The nice thing about this method is you can do it whenever you want. So, for example, you might be at the store shopping for something you need and stumble across a great deal that you can buy and sell online or even at a garage sale.
If you want to make consistent money using retail arbitrage, set up an account on eBay, Facebook Marketplace, or Mercari. Do your research to see which app people buy the items you have to sell the most.
But, if you’re good at hunting down deals on designer clothes and accessories, open a ‘closet’ on Poshmark and sell items there. Poshmark is the spot for designer clothes, accessories, and household goods. eBay, Craigslist, Mercari, and Facebook Marketplace are good for most other items.
Amazon FBA is also a great way to get into retail arbitrage, but I recommend this method if you do it consistently.
Amazon charges higher fees than the other sites mentioned above, but you can leverage a much larger audience. You must sign up for a seller’s account to flip money on Amazon.
Beginners can keep it simple and use the Amazon seller app to scan items in-store and see how much they’re selling for on Amazon. Then, if you find good deals, buy them, list them through the seller app, and make a profit.
It can take some time to get set up as an Amazon seller, but on average, Amazon sellers get going within six weeks and with less than $500 to start.
Sometimes you can flip money using your own skills. This is a great way to feel great about yourself and make more money.
It’s not as hard as you think. Consider what you’re good at and how you can turn it into flipping money. Any skill that can be a service to others can help you flip money, and sometimes your investment is minimal minus your time.
If you love taking photos, why not flip them for money? If you’ve already taken them and they’re collecting dust around your house, or they sit on your drive, you may be able to sell them for a profit.
Considering it didn’t cost you much to take pictures, it’s a great supplement to your income. Many sites pay for photos or let you sell stock photos to their audience, including the following:
Peruse the sites before listing your photos to see which photos sell the best on each site. Then, choose the site with the audience that is most likely to buy your photos.
You can also sell photos on Etsy, including digital photos. Again, there is a large market for photos on Etsy, so it pays to see if your photos fit the bill.
If you have website design skills and understand SEO, flipping websites can be a great way to make money. Like flipping houses, it takes a lot of time and work, but the payoff can be worth it.
When flipping websites, your job is to take ownership and improve the website. This may include redesigning the site, improving its SEO, finding better backlinks, and making the site run faster.
Before buying a website or blog, ensure there’s a niche and audience for it and that there will be a market that wants to buy it from you.
Domain name flipping is a skill that requires extensive research and knowledge of which domain names will be highly desired.
Most domain names sell for $20 or less, but if you can scoop up popular names for that price, you can then sell them as a premium domain name, making thousands of dollars in some cases.
The key is understanding the industry and which names will sell for much more than the standard domain name fee.
If you’ve always wanted to invest in expensive art but didn’t have the capital, consider buying and selling art shares with Masterworks.
Masterworks is a lot like REITs; you buy shares of pieces of art and hold onto them, typically for several years. Then, when the art is sold, you earn a prorated profit.
This way, you can call yourself an art collector without physically owning the art, finding a safe place to store it, and handling the sale to earn a profit.
Flipping goods is another option. Unlike retail arbitrage, where you buy brand-new items and flip them for a profit, you flip used goods and sell them for a profit. Most items will need some TLC to flip them for a higher price, but the work can be worth it.
The sky’s the limit when flipping goods, but here are some of the most common items to flip for a profit.
If you’re a car fanatic, consider buying used cars you find for a deal, fix them up and sell them for a profit. This can work on old cars, collector cars, or newer model cars.
Of course, it requires knowledge of a car’s value, potential, and what buyers would pay for it. You must also be mechanically inclined or have connections to help you fix the car.
Sometimes the renovations are mechanical, and other times they are cosmetic. For example, you might buy a car, make sure it runs well and then change its paint colors or add features that make it worth more to car buyers.
Flipping clothes and shoes don’t require much work, but you must know which items are worth something.
Typically brand name clothing and shoes earn the highest profits. It may take a little while to figure out which brands sell for the most money, but those in the best condition and from the most expensive brands will sell for more.
Since you’re likely selling clothes you own, any money you make is a profit if you already got your use out of them, but selling them on sites like Poshmark may make you the highest profits.
Flea market shoppers always look for a good deal, but you may still make money flipping items. The key is finding products for a much lower price than you’d sell at the flea market.
Many people shop at resale stores, garage sales, or even overstock stores like TJMaxx. Look at the clearance racks, see what you can buy for a steal, and flip it by selling them at the local flea market.
If you’re good with electronics, consider buying used technology, refurbishing it, and selling it. You can do this with iPhones, computers, tablets, and computers.
There is a large market for refurbished technology, and even if you only flip iPhones for $100, if you flip ten a month, that’s $1,000 a month for flipping phones.
Sometimes flipping money means flipping your time for money. Side gigs are a great way to do this, especially if you have some free time.
There are thousands of side gigs you can work to make extra money. It depends if you want to work for a company or do your own thing.
If you don’t mind working for a company, consider driving people, food, or even shopping for and delivering groceries.
Some of the most popular apps are the following:
The thing to remember about delivery services is you are a contractor, not an employee. Therefore, you are responsible for both sides of the taxes (employee and employer), plus all expenses incurred by using your car.
These gigs are nice because you can be available whenever you want; you don’t have to set a specific schedule. You can also pick up work in any location, so if you’re traveling and need extra cash, you can pick up a gig and make some extra money.
Consider freelance work if you’d rather be your own boss and do things your way. You can use skills you already have and create a freelance gig, such as:
There are hundreds of other ways to do freelance work. Consider your skills and if there’s a market for them. You may even consult in your industry and make money on the side.
Bank and credit card farming are great ways to flip money, but you must be organized to make it work.
Essentially, you take advantage of introductory bonuses by opening new bank accounts or credit cards. This only works if you have good credit and/or a good banking history to open new accounts.
Bank farming is less complicated than credit card farming. To start, you open a new bank account offering a sign-up bonus. Then, you deposit the necessary funds to earn the bonus and keep the funds in the account for the required time.
When the time’s up, you close the account and do it again with a new bank and bank account. Again, the key is understanding the details. This includes how much you deposit and how long you must keep the funds in the account.
Some banks require a minimum deposit, a certain number of direct deposits, or a certain amount of money spent using a debit card.
If you close the account too early, you’ll lose the bonus.
Credit card farming is similar; however, you open credit cards with sign-up bonuses instead of bank accounts.
Credit cards can be harder to qualify for, especially if you don’t have great credit, so use this method carefully. But, of course, you also don’t want to get yourself too far into credit card debt.
Most credit card bonuses require a certain number of purchases within a given period, usually 30 to 90 days, to receive the bonus.
Just be careful doing this because opening and closing credit cards can often negatively affect your credit scores. Only do this if you can make your payments on time, pay the balance in full, and won’t hurt your credit history length (the longer, the better).
High-yield savings accounts are a great way to flip money. Most high-yield savings accounts are online, so they are easy to find, and as long as you are comfortable banking online, they can help you make good money.
Ensure you understand the bank’s requirements, including the minimum deposit required to earn the highest interest rate and other conditions, such as setting up direct deposit.
You can also take advantage of CDs at high-yield banks to further increase your savings. Just make sure the money you deposit isn’t money you’ll need before the CD expires.
Investing today is simple, especially when you can automate it. So there’s no excuse not to be able to invest when you can put it on autopilot and forget about it.
Whether you use a robo-advisor to create and manage your portfolio or set up a DIY portfolio, most apps offer automated investing, so you continually contribute to your portfolio.
One of my favorite investing apps is M1 Finance. It offers options for DIY investors and beginner investors looking for a robo-advisor.
You can choose from their prebuilt portfolios (they call them pies) or build your own based on the suggestions M1 provides.
On M1, you can invest, spend, and borrow all in one app. M1 accounts come with an interest-bearing checking account, debit card, and no commission trading. In addition, you can trade stocks, ETFs, or crypto, and set up automated investing, so you continue growing your portfolio.
M1 offers fractional share investing, and approved investors can invest on margin (borrowing to invest).
Paid surveys are another great way to flip money. Like other methods on this list, you exchange your time for money. In this case, it’s your free time because you won’t make much money answering surveys, but it can be supplemental income.
Paid surveys help companies learn what consumers want or what they need to improve to make their products or services better. You can complete paid surveys for multiple companies to increase your chance of making more money.
Popular paid survey sites include the following:
When you start your flipping money journey, take it slow. No one gets rich overnight, and if you jump in too fast, you might make rookie mistakes.
To start, consider these tips.
Money flipping can be great, but there are many risks too. Don’t get so excited about the possibilities that you lose sight of reality. Here’s what you should avoid.
Any online activity opens you up to the risk of scams. So be aware of the most recent scams and red flags to look for that put your funds at risk.
Pyramid schemes are like multi-level marketing where each level makes money off the level below it. Only with pyramid schemes you buy and sell a membership or product. The money you pay goes to the people higher up in the pyramid, and then the people you recruit become below you.
In short, no one makes money except the people at the top that created the scheme, and it’s not the best way to flip money.
Don’t use private money loans to have money to flip. Even if these loans are easier to get because you don’t go through a bank, you’re paying higher interest rates and fees for something that might not produce a profit.
If you don’t have the money to flip, wait until you earn it yourself and have the money to risk rather than borrowing and increasing your costs.
Webinars are high-level commercials meant to entice you to do something, aka flip money. They’re created by people with good marketing skills who are meant to convince you to invest in what they’re offering. So don’t do it unless you’ve done your due diligence and know it’s a reasonable risk.
If you have equity in your home, don’t use it to flip money. Instead, leave your money in the home; it will grow faster than with any method to flip money.
Flipping money can be lucrative when done right, but it can be risky too. So keep your wits about you and understand what you’re getting into before participating.
Money flipping is 100% legal. Just make sure you’re aware of any scams and only participate in activities that you know are the real deal and have the potential to make you money.
Flipping money online or in person is the same thing. You invest money to try to make more. Some methods work best online, such as investing in online savings accounts or answering online surveys, and others are only in-person, such as flipping real estate.
No two people will think the same money-flipping options are the best. The one that’s right for you meets your risk tolerance, cash flow, and commitment level.
To make money on social media sites, you need a large following and to find companies that will allow you to use their affiliate links to make money. When a follower clicks on your links and buys something, you earn a commission.
The post How to Flip Money appeared first on Millennial Money.
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The post ParaWorks Review 2023 appeared first on Millennial Money.
With the wide array of gig apps out there, it is increasingly challenging to reach all available workers at any particular moment. The process of subscribing to multiple platforms, vetting, and communicating with potential, qualified gig workers can be tedious and tiresome. But there is hope!
What if you delegated the work yourself to a network of pre-approved drivers?
ParaWorks promises access to reputable gig workers ready to take on high-paying jobs and deliver great work. Here’s everything you should know about ParaWorks for partners, and it can solve your delivery and staffing needs.
ParaWorks is a B2B2C platform. It helps gig drivers manage their gig delivery information in multiple gig apps but also helps retail partners find local temporary workers on demand.
ParaWorks has over 100,000 screened and capable gig workers ready to help you fulfill your company’s need for delivery drivers and gig workers for other tasks, such as mystery shopping, merchandising, and courier driving.
The sky’s the limit with the gigs you can request, and with such an extensive network of workers available, you’re bound to fill the job within minutes, not days.
ParaWorks has a network of gig workers already approved to work on apps like GrubHub, Uber Eats, Lyft, Uber, and many more.
This means they’re already background checked and have proven to be good workers. When you partner with ParaWorks, you get access to this large network, posting your available job and giving workers in the area a chance to make more money.
ParaWorks does all the work behind the scenes. Your only task is to post the job to make it available to the nearby network. You can choose what tasks you need to be completed, and provide the details of the job, including the pay and how you’ll pay, either handling it yourself or letting ParaWorks handle it for you.
ParaWorks helps you maximize resources by offering many options to meet your staffing needs.
If you know what your company needs, you can schedule your gig workers ahead of time. Then, whether you have shifts, a one-time task, or a route you need to be covered, you can post it in ParaWorks, and all drivers in the Para app in the area can see and request it if it suits their needs.
This gives workers time to plan, and they can accept your higher-paying gig rather than a gig from one of the major gig apps that might only pay a few dollars.
We suggest drivers already active on gig platforms sign up for the Para app and link their accounts. Then, when you have a spontaneous job to fill, you can list it, and drivers within the area will see it, even those active on another app. This gets the attention of highly-qualified gig workers who might otherwise miss the opportunity because they’re only active in another gig app.
Gig workers active on apps like Uber Eats constantly look for ways to fill their downtime. For example, after they pick up and deliver an order, they must wait for another, resulting in downtime and lower hourly pay. With on-demand gigs on Para, they can fill that downtime and make more money.
Para alerts drivers of the opportunity to sign up with your platform if they aren’t already. ParaWorks helps them learn more about your company and why they should sign up, giving you access to pre-screened and qualified drivers.
When you partner with ParaWorks, you can access our network of 100,000+ active drivers weekly. ParaWorks takes less than 12 hours to launch a new partnership in a new city, and 70% of jobs listed are filled in less than five minutes of partners posting the job.
Business partners use ParaWorks to maximize their resources. We help reduce the wait time for drivers and help you expand your reach in existing or new cities.
Our partners can post many types of gigs, including shift work, individual gigs, and route delivery.
If you have a preset shift you need to be covered, list it in ParaWorks, stating the exact hours so active members can accept it if available.
Individual gigs are those that workers can complete in a day or two. Enter the information about the gig, and our network of workers will fill the job within minutes.
If you have several deliveries across a specific route, list the route, number of deliveries, and approximate time needed to complete the job to network with our list of drivers.
Drivers love the ParaWorks app because it reduces their downtime and increases their earnings. The gig utility driver app shows hidden trip information about gigs offered on Lyft, Uber, Uber Eats, and GrubHub. This helps them make informed decisions about gigs to maximize their earnings in the least amount of time.
The ParaWorks app is free for gig drivers and helps maximize their earnings, so it’s a win-win. They can link Para’s most popular gig apps and manage everything in one place.
When active on ParaWorks, drivers are pre-approved to work for most other apps. Our partners can access drivers’ profiles which speeds up the onboarding process, allowing them to earn more money fast.
The Para app makes it easy to stack gig work to minimize downtime. After delivering an order for one of the gig apps, drivers can search for other gigs in the area to fill their downtime. They may find opportunities for driving, merchandising, mystery shopping, and more opportunities with partner retailers to increase their earnings.
The Para app provides gig workers with the information they want to determine if a gig is worth it. In addition, they’ll learn the hidden details the gig apps don’t provide and potentially increase their pay.
In addition, the jobs available on ParaWorks offer higher average pay (as much as $25/hour) and provide all the necessary details, including the shift hours (if applicable), driving distance, and any special details.
When drivers link their gig apps in ParaWorks, they can set parameters, such as miles, earnings-per-mile, total payout, and stacked opportunities. Drivers can also flag specific establishments or customers. These parameters allow the app to auto-decline offers that don’t fit a driver’s parameters, reducing their wasted time and maximizing their resources.
Drivers love having access to more opportunities than just Uber, Lyft, Uber Eats, and GrubHub offer. They can find scheduled and on-demand gigs allowing them to make money in the downtime they’d have with other apps.
ParaWorks offers a variety of delivery options to give delivery drivers more variety, including meal and route delivery.
Meal delivery drivers deliver food from the restaurant to the customer. This is similar to what gig workers already do on apps like Uber Eats and DoorDash.
Route delivery is a series of deliveries on a pre-planned route. Drivers take a few stops along the way but have the route planned.
Learn More:
As a partner, you can choose how to pay gig workers either using apps like Venmo, Everee, Gusto, or directly through Para. If you use ParaWorks, gig workers get paid through Gigwage, processing payments on Tuesdays for all work completed the previous Monday – Sunday.
The ParaWorks process for partners is simple from signup to paying workers, ParaWorks makes it simple.
It’s easy to sign up for ParaWorks, just click ‘Get in Touch’ and provide us with information about your company and gig. We’ll get you set up in less than a day, giving you fast access to our large network of drivers.
You choose how you post jobs, whether you have shift work, on-demand gigs, or pre-set routes. We’ll push the job out to our network of drivers and have the job filled within minutes.
You decide how you pay your gig workers. We have partners that pay them directly through a third-party app, and those that use Para to pay them. We use Gigwage to pay workers, and pay them weekly, so you never have to worry about upset workers waiting for their pay.
ParaWorks integrates with CartWheel and OnFleet to help fill more jobs fast.
When you can’t find drivers on CartWheel, you can automatically post the jobs on Para and fill the job within minutes. In addition, you can access the 100,000+ network of pre-approved drivers and gig workers looking to fill their downtime.
Para also integrates with Onfleet to make it easier to fill odd jobs or add to your fleet with pre-approved and qualified drivers.
Para is open to offering customized solutions too. We have the technology and workforce to help you fill any job. So let us know what you need, and we’ll work to fulfill the need as quickly as possible.
ParaWork has a strict code of conduct to maintain its reputation and ensure all workers are treated fairly. ParaWorks’ partners must treat employees with kindness, pay them for their time on time, and be transparent about the job details.
ParaWorks is constantly evolving, providing partners with many more opportunities than other apps offer today.
ParaWorks already has a robust list of partners, including Jimmy Johns, GoodtoGo, Nimble, Dragonfly, Table 22, Fulflld, and dlivrd, among many others.
Para strives to provide workers with the most accurate information possible so they can make informed decisions about which jobs to take.
ParaWorks is great for any gig workers who want to fill their downtime and increase their earnings. The average ParaWorks gig worker makes $25 an hour, which is higher than the typical gig apps pay. Any gig worker looking to streamline their workday and only take profitable jobs should consider it too.
Additionally, businesses wanting to fill a job can sign up to partner with ParaWorks to streamline the hiring process.
ParaWorks is available in the Apple and Google Play stores.
If you’re looking for more gig workers, let ParaWorks make it easy for you. With fast onboarding, easy job posting, and support throughout the entire process, it’s never been easier to have your miscellaneous jobs filled.
Whether you have regular gig jobs available, such as preset delivery routes, merchandising, or mystery shopping, or you have one-time needs that you need to fill fast, you can find qualified workers on ParaWorks and fill the job quickly.
The post ParaWorks Review 2023 appeared first on Millennial Money.
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The post Para App Review 2023 appeared first on Millennial Money.
Gig-sharing workers don’t often have as much information as they should when accepting orders, but the Para app has set out to change that. While they have tried to make a big difference by offering a tip predictor that has changed since the app started, the Para app may still be worth it for many.
The Para app helps GrubHub, Lyft, Uber, and Uber Eats drivers learn which orders are worth taking and which aren’t. It may sound crazy, but it works in the background of your app to help you make informed decisions.
When you accept an order on an app like Uber Eats, it tells you the payout, but with a disclaimer stating the payout may be higher. Unfortunately, this leads many people to believe they don’t disclose the entire tip.
The Para app offers full transparency, so you know the estimated payout, drive time, and order size to make informed decisions. Without it, you’d never know that you passed up on an order that might have been worth it.
The Para app started with its tip predictor; however, that feature is no longer available. However, the Para app has evolved and now offers an actual/estimated payout feature to give users an idea of what they can make on an order.
The Estimated/Actual payout helps you understand how much you’ll make on a specific order, including the tip. Suddenly that $5 order may be worth it if the total payout is $20. That’s obviously an extreme case, but you get the idea. You never know how much someone is willing to tip, but Para helps you find out.
The payout feature works on all four apps – Uber, Uber Eats, GrubHub, and Lyft. However, you won’t see the actual tip amount; you’ll see what they call the total payout. Sometimes it differs from what you’d see in the Uber Eats, Uber, GrubHub, or Lyft apps.
Here’s the problem. There’s a controversy about full payout transparency. The apps Para works with haven’t taken a stance against it, but DoorDash did, and they are no longer affiliated with the Para app.
Here’s why.
The Para privacy policy leaves a lot to be desired. For it to work, you must share your login information and share data recorded in the app, such as trips taken or ratings.
The information shared is somewhat a violation of privacy, but the people behind the Para app claim they will keep fighting for full transparency, even though the gig-sharing apps claim they do this to prevent drivers from cherry-picking orders.
The tip feature was their main bread and butter, especially with DoorDash, but they’ve had to pivot since then but claim they’ll keep fighting for gig workers and providing complete transparency.
As a gig delivery driver, your time is important, as is the amount of gas you burn. If you have to travel far or the order is too large to be worth the money, you might pass on it.
The Para app helps you make those decisions by providing a drive time metric. This tells you how much you’ll make per hour based on the distance you must drive. It may also tell you what’s in each order to determine if it’s worth taking, as some large orders may not pay well enough to deal with them.
If you come across customers or restaurants you never want to deal with again, you can flag them. For example, if a restaurant provides the orders 30 minutes after the scheduled pickup, you probably don’t want to return. Any delays can decrease your earnings and put you behind schedule.
The same is true if you must deal with an unruly customer or someone that constantly cancels orders after you’ve already driven to the restaurant.
When you flag customers or restaurants, you’ll get an alert in the Para app if an order comes up with either a flagged customer or restaurant, so you remember not to take it.
If you’re delivering food, you want to know where you’re delivering it. GrubHub and Uber Eats don’t disclose when you’re going to an apartment that might require you to wait to be buzzed in or a gated community. The Para app tries to disclose as much information as possible so you can choose which orders you’ll take. If an order takes too long to get to the customer, it might
not be worth your time.
If you use the Para app for Uber or Lyft, you’ll have access to passenger ratings before accepting an order. In addition, you can set the threshold you’re willing to accept with passenger ratings, bypassing requests from passengers with a lower rating.
ParaWorks is what the founders of the Para app are focusing on right now to help gig workers make the most of their time.
They recognize that gig workers have challenging jobs. Payouts may not be transparent, and you might experience downtime as well. Since they can’t do much about tip transparency, they decided to help gig workers find things to do in their downtime.
ParaWorks helps to eliminate that downtime by matching you with jobs in the area your current gig jobs take you. Then, you must enter your details in the ‘Works’ tab and claim available jobs in your area.
This can be a great way to increase your income while in between GrubHub or Uber orders. You’ll get all the details you need about the job, and many ParaWorks users claim their income has increased tremendously by gig stacking.
Overall, the Para app is safe, but there is the risk of deactivation, so proceed with caution. Para states the warning in their app, but users can make their own decisions.
For example, you might want to take the risk if you use multiple delivery apps because if one deactivates you, you still have other options.
However, if you only use one gig service, you might not want to use the app since your entire income could be at risk.
Most Para app users say the app helps them accept orders they normally wouldn’t. They claim the tip predictor is typically close but not always 100% accurate. But if you make even 10% more using the app, that’s more money in your pocket.
Again, it’s one of those use-at-your-own-discretion decisions, though, because of the risk of getting deactivated.
All apps, whether controversial or not, have pros and cons. Here’s what to consider.
The best way to make the Para app work for you is to work for multiple apps.
Relying on one app may leave you with a lot of downtime, which is what the Para app tries to avoid. But with ParaWorks, you can use that downtime by filling it in with other jobs that aren’t on the gig-sharing apps.
Other ways to make the most of the Para app include:
The apps Para pairs with change frequently. As I stated earlier, they suddenly no longer work with DoorDash. At the moment, Para pairs with Lyft, Uber, Uber Eats, and GrubHub.
Using Para for Lyft, you get the following features:
Using Para for the GrubHub app offers the following features:
Using Para for the Uber app offers the following features:
Using Para for the Uber Eats app offers the following features:
After downloading the Para app, you can link your gig-sharing apps that they work with to start using the features.
First, you must confirm your phone number to sync accounts. After you confirm, your apps are synced, and you can manage all your gig-sharing apps (except DoorDash) in the app.
Still have questions? Check out these frequently asked questions from people like you.
The Para app provides drivers with as much information as possible to help them make informed decisions about orders they accept. Of course, it’s not foolproof, and things could change in the blink of an eye, but it can be worth it for some.
Many Para app users claim their income increased using the app; however, there’s no guarantee this will happen. It depends on the amount of work available in your area and what you accept.
It’s always a good idea to be cautious when using an app that gathers a lot of information. DoorDash no longer uses the app, but other gig-sharing companies do, but could deactivate users at any time if they choose.
The Para app has been through some changes, but it’s still worth it for many users. The founders are continually looking for more ways to help gig workers, too, so there could be more features on the horizon. So use the app with caution, and make the most informed decisions about the jobs you take to maximize your earnings and time.
The post Para App Review 2023 appeared first on Millennial Money.
The post Surveytime Review appeared first on Millennial Money.
If you’re familiar with online survey sites, you know that each one comes with its share of pros and cons.
Though most of them are free and easy to use, one of the main drawbacks is the threshold you need to reach to cash out. After all, the last thing you want is to spend hours taking surveys only to find out you need to put in even more time to get paid.
Enter Surveytime, an online survey site that enables you to enjoy instant payments each time you complete an online survey.
This post provides a full overview of Surveytime and all of its features. Keep reading to learn more about how this site compares to other options so you can make the call on whether it’s worth your time.
Let’s start with the basics.
Surveytime is a relatively new market research platform that’s been around since 2018. It’s owned by Persona.ly, a global ad tech company.
Unlike most other survey sites, Surveytime focuses its user experience entirely on paid survey opportunities. There aren’t any other earnings options that would typically be found with its competitors (e.g., watching ads, playing games, or reading emails).
Surveytime offers free accounts and it’s super easy to set one up. While most competing sites require users to be 18 or older and are located in the U.S., Surveytime is open to anyone, anywhere.
Whether you live in New York City or are a digital nomad, you can use this platform to make money online.
Surveytime is incredibly simple and easy to use.
Start by answering a few qualifying questions when you sign up. The system uses your responses to match you with relevant services for your demographic. The onboarding questionnaire takes about eight minutes to complete, so you shouldn’t have to spend too much time getting up and running.
Once that’s done, you’ll see your available survey opportunities right on your account dashboard. Most new members should see as many as 20 options right off the bat. As you complete the available surveys in your dashboard, new opportunities will continue to populate.
With Surveytime, you’ll earn $1 for every completed survey — no matter what. This feature is unique because most other sites weigh payouts based on how long a survey takes to finish.
For example, when a survey takes 30 minutes to complete on Survey Junkie, you’ll earn a higher payout than you would from completing a survey that only takes five minutes.
By far, the coolest feature of Surveytime is that you don’t have to wait to get paid. In other words, there isn’t a payout threshold, so each dollar you earn is immediately sent to you.
Surveytime offers a wide variety of surveys that cover different market research topics.
As you look through your available options, you’ll see that each has a different topic. For instance, there are surveys about the types of entertainment you enjoy to the types of commercials and advertisements that you prefer to see.
In your dashboard, you can see how many other people have completed a survey and how long it’s going to take. Given that each one pays a buck, my advice is to pick off the low-hanging fruit first (i.e., the shorter surveys).
However, you won’t qualify for every survey because of the targeting requirements. Each one starts with an introductory questionnaire and, unfortunately, your answers could lead to disqualification if you don’t meet the target profile.
Also, be on the lookout for trick questions. Surveytime sneaks them in to ensure that members aren’t just clicking at random and trying to game the system.
The most attractive thing about Surveytime is the way it handles payments.
Usually, survey sites pay out less than a dollar for survey completions. When you finish a survey, your earnings amount adds to your rewards balance in your account.
But before you can access that money, you need to reach a payout threshold — which is typically around $10. Once you hit that threshold, you can request payment and start the process all over again.
With Surveytime, earning money is much more streamlined. Each survey pays $1 no matter how long it takes. Plus, you don’t have to wait around for your money. It’s yours right away.
Surveytime offers instant payouts through your chosen payment option. Here’s a look at the different ways that you can collect your earnings:
If you’re looking for quick money, the selection of payment methods makes Surveytime hard to beat. I know that $1 might not seem like a lot, but it can start to stack up within a few hours on the site — and most sites pay less.
Best of all, Surveytime rewards are unlimited, so you can take as many surveys as you want.
Thankfully, there’s no cost whatsoever for using Surveytime. This is pretty standard for rewards sites, and any site that does charge a fee is likely a scam.
That said, when people ask me about survey sites, I always say the same thing: The cost of using any of these platforms is your time.
Fortunately, it’s really easy to figure out how much you’re making with Surveytime. Since each survey pays the same rate, you can quickly calculate your hourly wage. From there, it’ll be easy to weigh your time against the money on the table.
Surveytime’s sign-up process is simple. To create a Surveytime account, simply go to the Surveytime website and enter your email address.
A little bit later, you’ll get a confirmation email in your inbox, and you can opt into email notifications for new surveys.
Once your account is confirmed, you can get started with your initial questionnaire. It can take up to eight minutes and covers general personal information (e.g., your gender, ethnic background, earnings amount, homeownership status, and so on).
When the questionnaire is complete, you’re ready to take your first survey and start earning.
Surveytime is far from the only site of its kind. There are several great survey platforms that will reward you for your opinions. Here are a few of our favorites:
Learn More:
With Surveytime, you’re voluntarily sharing personal opinions and information for market research purposes. This might feel like a risk at first. But all of that information is aggregated for companies to understand a particular demographic. That being the case, you don’t need to worry about anyone knowing too much about you, specifically.
Overall, Surveytime is considered a low-risk platform. You don’t need to share sensitive information, like bank accounts or Social Security numbers, to use it. At worst, you might get more spam in your inbox than you’d like.
If you’re looking for super-involved customer support, you won’t find it with Surveytime. Unfortunately, its website has no phone number, email address, or self-help request portal.
A minimalist approach like this isn’t uncommon with survey sites. These platforms are relatively intuitive, and there isn’t a huge need for dedicated reps. That said, it’s something to consider if you’re worried about payments reaching your account.
Fortunately, Surveytime seems to be doing things the right way. The site currently has a 4.5-star rating (out of 5) on more than 8,500 Trustpilot reviews. That’s impressive, as it’s one of the better Trustpilot ratings that I’ve seen across all survey sites.
Yes, Surveytime is a legitimate rewards platform. It has more than 12,400 reviews on Trustpilot with a rating of 4.4 out of 5 and seems to be one of the more well-liked survey sites on the market today.
Yes. Though some members have reported that instant payments can be inconsistent at times, the general consensus is that Surveytime fulfills its payments.
You have a few options. You can request your payments through your PayPal account or opt for Amazon or Target gift cards. You can even get paid in Bitcoin if you have a Coinbase account.
Overall, Surveytime is the best fit for survey-takers looking for quick cash. Rewards sites typically require some patience, and instant payments are almost unheard of, making Surveytime an interesting contender.
It’s also one of the only survey sites I’ve seen that pays out via Bitcoin. So, if that’s important to you, signing up for Surveytime is a no-brainer.
That said, if you’re planning to use Surveytime to make money online, it’s important to manage your expectations. Surveys often net less than minimum wage, so even consistent survey-takers won’t make a killing.
The main draw is convenience. You can take a survey from anywhere with WiFi, and they don’t take much effort to complete.
As you browse around for money-making opportunities, remember that your time is valuable — and financial freedom awaits those who maximize their earning potential. Until next time, I’ll be rooting for you each step of the way.
The post Surveytime Review appeared first on Millennial Money.
